Small and medium-sized companies have trouble raising money and that\u2019s a problem, since they account for a large part of the global economy. If there was a way to make it easier for them to get cash, everyone would benefit.\n\nPeer-to-peer lending could be one answer. \n\nP2P lending, as it is known, matches investors with individuals and companies looking for funds. It\u2019s an internet-based process that is part of a booming field called financial technology, or fintech for short.\n\nRead the transcript\nhttps://bit.ly/2YljVzH\n\nRead the working paper\nhttps://bit.ly/2Yn5U4E\n\nAbout the authors\nNaoko Nemoto is a financial economist at the ADBI.\nDavid Storey is a graduate student of economics at the University of Warwick and former research associate at ADBI.\nBihong Huang is a research fellow at ADBI.\n\nKnow more about ADBI\u2019s work\nhttps://bit.ly/2Y8aQuY\nhttps://bit.ly/32R3FpF