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Understanding how expectancy works, along with the risk of ruin, is the 5% club’s key to understanding it’s not the market they have to defeat, but themselves. The voice inside your head, the voice that keeps you safe, is the greatest enemy you will ever face. Expectancy is a tool that will help you understand how you behave. It’s your protection against how you react to the internal and external shocks waiting to keep you out of the game. Awareness of your behaviour and biases is how you evolve from being inconsistent to becoming the house.