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b'On this week\\u2019s Money Matters, Scott and Pat discuss the value of a diversified and disciplined approach to investment planning and the potential impact of various pandemic relief programs on the economy.\\nScott and Pat advise a collegebound caller on whether to purchase a home or wait. A woman asks about an unexpected phone bill that\\u2019s 12 years past due and how to handle a third-party debt collection agency. Scott and Pat discuss the pandemic relief programs and the latest public sentiment around organizations who\\u2019ve taken advantage of the Paycheck Protection Program. A caller wonders if it would be wise to pay off his mortgage by using his 401(k). Scott and Pat discuss the misconception of investment planning and answer a caller\\u2019s question about protecting clients\\u2019 \\u201cnest eggs\\u201d during down markets by expanding the conversation to the key elements of solid financial planning philosophy.\\xa0\\nAsk a question by clicking\\xa0here, or email Scott and Pat at\\xa0questions@moneymatters.com.\\nDownload and rate our podcast\\xa0here.'