Podcasts Business Investing Your Money, Your Wealth Which Account Should Fund Living Expenses in Retirement? - 481

Which Account Should Fund Living Expenses in Retirement? - 481

Published: May 14, 2024, 11 a.m.

Should 70-year-old Bob live off of capital gains and dividends from his mutual funds plus Social Security, or should he sell poor-performing mutual funds for living expenses and reinvest the cap gains and dividends? Which account should Neal\u2019s 76-year-old Mother use for living expenses? Should Neal and his wife fund their Roth 403(b) until retirement, or contribute to the regular 403(b) and then do Roth conversions after they retire? That\u2019s today on Your Money, Your Wealth\xae podcast 481 with Joe Anderson, CFP\xae and Big Al Clopine, CPA. Plus, the fellas spitball on whether IndyGuy can retire at 64 and Die With Zero, and Rod doesn\u2019t want a spitball, but he\u2019d like a dart on the wall as to whether his retirement savings will last until age 88. Free financial resources and transcript: https://bit.ly/ymyw-481

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Timestamps:

  • 00:00 - Intro
  • 00:48 -\xa0Living Expenses: Cap Gains, Dividends & Social Security or Poor Performers? (Bob, Jupiter, FL)
  • 10:02 - From Which Account Should 76yo Mom Withdraw Living Expenses? (Neal, Dallas, TX)
  • 18:11 - Dart on the Wall for Our Retirement to Age 88? (Rod)
  • 26:08 - Can We Retire at 64 and Die With Zero? (IndyGuy)
  • 35:50 - Save to Roth 403(b) or Traditional Until Roth Conversions at Retirement? (Neal, Dallas, TX)
  • 42:54 - The Derails