Podcasts Business Investing Your Money, Your Wealth RSU, Mutual Funds, Bonds, and Annuities - 442

RSU, Mutual Funds, Bonds, and Annuities - 442

Published: Aug. 15, 2023, 11 a.m.

What\u2019s the best strategy for E-Dog\u2019s restricted stock units with his employer, how are RSUs taxed, and how do Roth conversions fit into the mix? Plus, should Jay in Raleigh liquidate his annuities or follow \u201cStan the Annuity Man\u2019s\u201d advice and take the annual payments? Elisa wants to know how a mutual fund portfolio would work in retirement, and what\u2019s a good way for listener Joe to invest in bonds in a taxable account to bring his portfolio back into proper balance? Finally, the fellas spitball on Medicare savings vs. Roth conversions for David, and an unrealized gain strategy on an UTMA education savings account for Jay in California.

Timestamps:

  • 00:50 -\xa0Restricted Stock Units: RSU Spitball Analysis (E-Dog, Boulder, CO)
  • 14:44 - Annuity Retirement Spitball Analysis (Jay, Raleigh, NC)
  • 26:36 - How Would a Mutual Fund Portfolio Work in Retirement? (Elisa)
  • 31:13 - Asset Location: How to Invest in Bonds in a Taxable Account to Rebalance? (Joe)
  • 35:09 - Medicare Savings Vs. Roth Conversions (David, Logan, NM)
  • 40:04 - UTMA College Savings Unrealized Gain Strategy (Jay, CA)
  • 47:05 - The Derails

Access this week's free financial resources in the podcast show notes at\xa0https://bit.ly/ymyw-442

  • Why Asset Location Matters - free guide
  • 6th Annual YMYW Podcast Survey - one randomly-chosen participant will win a $100 Amazon e-gift card!
  • Episode Transcript
  • Ask Joe & Big Al On Air for your Retirement Spitball Analysis