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Do Roth IRA conversions increase Medicare premiums? How can you convert to Roth and stay below the IRMAA threshold (that is, Medicare\u2019s Income-Related Monthly Adjustment Amount)? Also, a Roth conversion strategy to account for RMDs, those 5-year rules for withdrawing from your Roth depending on whether you\u2019re over or under age 59 and a half, and \u201chow much should I have in a Roth to be in a low tax bracket in retirement?\u201d Financial resources, transcript, Ask Joe & Big Al On Air: https://bit.ly/YMYW-332