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Retirement isn\u2019t what it was when your parents left the workforce. In fact, it may not be what it was even a decade ago. In YMYW podcast episode 30, Joe Anderson & Al Clopine, dive into the realities of retirement as they shed light on 10 mistakes to avoid when achieving your retirement goals. They close the hour providing 11 fast facts about Roth IRAs. Original publish date May 14, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed.\xa0

00:00 - Intro

05:59 - \u201cYou want to have an advisor that can really understand cash flow needs throughout retirement, taxes and how the investments all fit together\u201d

10:14 - \u201cWe are living longer, and here are the stats \u2013 they\u2019re changing rapidly\u201d

17:58 - \u201cDon\u2019t fall for these three retirement myths\u201d

19:44 - \u201cHere\u2019s probably the biggest myth: you won\u2019t have to pay taxes [in retirement]\u201d

21:25 - \u201cSocial Security income is tax-free in the state of California\u201d

25:58 - \u201cThere are lots of ways to create tax-free income to keep less of your Social Security taxable, but you have to understand what those strategies are\u201d

30:21 - \u201cA spousal IRA works like this: let\u2019s say your spouse is working and you\u2019re not working or vice versa; as long as there\u2019s earned income, the non-working spouse can still contribute to a retirement account\u201d