In episode 76 of the YMYW podcast, Joe Anderson, CFP\xae and Alan Clopine, CPA answer investors' questions about bond returns, how interest rates affect bond prices, the difference between short term vs. long term bonds, and more. Original publish date October 22, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed.
00:00 - Intro
00:44 - \u201cIs it sensible to live on my own?\u201d
04:06 - \u201cWill I be penalized for a 401(k) withdrawal?\u201d
04:59 - \u201cI am about to turn 21 and currently in my junior year of college. I have budgeted my income so that I have a portion of it stashed in my savings every month. What sort of investments should I look into to generate more income with the excess income I receive?\u201d
11:36 - \u201cWe should stress that we are going to talk taxes and strategies, not politics.\u201d
12:12 - \u201cShould I invest in bonds now or after the presumed interest rate hike?\u201d
17:05 - \u201cThe shorter term of the bond, the less risk that you\u2019re taking, hence less volatility.\u201d
18:12 - \u201cWhat\u2019s the advantage of going into a short-term bond versus staying in cash?\u201d
24:20 - \u201cWith bonds, there are two sides to this: the price and the coupon rate.\u201d
29:40 - \u201cIf you have a SIMPLE plan, can you still contribute to an IRA?\u201d
34:16 - \u201cShould I move my 401(k) into a money market account?\u201d