Original publish date April 9, 2016 (hour 1). Note that content may be outdated as rules and regulations have changed. In episode 19 of the YMYW podcast, Joe and Big Al tackle some of the biggest questions about investing, including \u201cShould I wait to buy a home until after the election?\u201d and \u201cIf I\u2019m a first time investor, should I invest with cash or margin?\u201d Plus, Joe and Al look at the seven successful habits to help you reach financial independence, according to U.S. News & World Report.
02:46 - \u201cWith our firm, we act as a fiduciary 100% of the time\u201d
07:08 - \u201cApril 18th is tax day this year\u201d
13:01 - \u201cCalifornia real estate is appreciated quite a bit more than the United States given the last 30, 40, 50 years\u201d
19:51 - \u201cCan I deduct my IRA contribution if I don\u2019t have an employer plan?\u201d
27:49 - \u201cThe truth is you can save more in taxes than you think, but you must use a forward-looking tax-efficient strategy\u201d
34:57 - \u201cPaying yourself first means paying yourself before paying your bills\u2026as our paycheck grows we tend to spend more\u201d