Podcasts Business Investing Your Money, Your Wealth Factor-Based Investing with Larry Swedroe - 62

Factor-Based Investing with Larry Swedroe - 62

Published: Sept. 3, 2016, 6 p.m.

Investing expert Larry Swedroe joins Joe Anderson, CFP\xae and Big Al Clopine, CPA to discuss his new book on factor-based investing in episode 62 of the YMYW podcast. Larry also discusses smart beta, his take on the upcoming election, and how investors should react depending on the outcome. Original publish date September 3, 2016 (hour 2). Note that content may be outdated as rules and regulations have changed.\xa0

00:00 - Intro

02:02 - \u201cCan the IRS take the property from my trust?\u201d

04:38 - \u201cHow much can I collect in widow's benefits?\u201d

08:24 - \u201cCan I re-gift a stock?\u201d

12:35 - \u201cA 401(k) plan will allow someone to put an amount directly into their paycheck into an account that will grow 100% tax-deferred\u2026it\u2019s out of sight, out of mind.\u201d

15:02 - \u201cWhen you start tapping your retirement nest egg, there are all types of rules \u2013 if you don\u2019t have a retirement nest egg, you have nothing to tap.\u201d

15:50 Start of Interview with Larry Swedroe

18:27 - \u201cWe identify eight factors in this book \u2013 six for stocks and two for bonds\u2026\u201d

20:12 - \u201cWe should have a risk-based explanation for these premiums and/or a behavioral explanation that should hold up.\u201d

20:20 - \u201cThe book goes through all of these issues for every one of the factors we recommend, and shows you the historical evidence.\u201d

22:47 - \u201cNow there\u2019s something that\u2019s called smart beta. What\u2019s your take on that? That\u2019s just factor investing with a marketing ploy isn\u2019t it?\u201d
24:49 \u201cThat, to me, is smart beta because it\u2019s patient trading and over time will outperform the index.\u201d

25:44 - \u201cThere is a thing that you can call smart beta, but 98 or 99 percent of what the industry calls smart beta is marketing hype.\u201d

29:19 - \u201cNever let your political views influence your investment decisions. You should have that well thought-out investment plan that has your asset allocation. The only thing you should be doing is 1) rebalancing if necessary and 2) tax managing if the opportunity to harvest a loss is there.\u201d

33:38 - \u201cThe more you look at your portfolio, the more hazardous it potentially is to your wealth.\u201d

35:35 - \u201cIf you can\u2019t ignore the noise of the market\u2026don\u2019t check your value.\u201d

35:55 End of Interview with Larry Swedroe