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Greg Smith is the co-founder and joint CEO of OneSpark Insurance.\n\nHe is a qualified actuary who designed dozens of award-winning insurance products, helped start a bank, and even contributed towards creating one of South Africa\u2019s largest Social Impact Bonds before founding OneSpark.\n\nOneSpark Insurance\u2019s main purpose is to continuously innovate for the betterment of its clients and the pursuit of a better world.\n\nThis was an important focus for Smith when founding OneSpark, as he has always believed that each individual has the power to change the world and move it forward.\n\nIn this What\u2019s Next interview, Smith discusses the journey that led him to found OneSpark, as well as how OneSpark\u2019s industry-defining AI algorithm improves upon legacy insurance models.\n\nSmith also unpacks OneSpark\u2019s world-first \u201cPay-As-You-Need\u201d life cover model, and explains why it is superior to the traditional models used by other life cover providers.