In today's episode, Ryan Zauk sits down with Jodan Ledford, CEO of Smart USA. Smart is a retirement tech provider and one of the largest global recordkeepers with strategic investors J.P. Morgan, Legal & General, Barclays, the Link Group, and Natixis, today launched in the US. \n\nSmart\u2019s enters the US with over 70,000 retirement plans already on its platform -- on par with the US\u2019 second-largest recordkeeper. It is entering the US market in response to the SECURE act. Smart\u2019s recordkeeping and retirement income solutions are purpose-built for the Pooled Employer Plans and the facilitation of lifetime income in retirement plans the SECURE Act Allows.\n\nSmart has established its US headquarters in Nashville, a growing Fintech hub, and is primed to help US plan advisors, employers, and participants further close our retirement coverage gap\n\nIn this episode, Jodan and Ryan cover a number of topics, including:\n- Why he chose Nashville to locate Smart\n- The history of US retirement, including pensions, ERISA, The Secure Act, and 401ks\n- How people can utilize Smart to standup plans in <1 hour!\n- PEPs and the Secure Act 101\n- The good and bad of current retirement regulations, what needs to change, and some interesting incentive alignments\n- And a rapid-fire round including the best places to eat in Miami! (23:40)\n\nFor more Fintech insights, follow us below:\n\nMedium: medium.com/wharton-fintech\n\nWFT Twitter: twitter.com/whartonfintech\n\nRyan's Twitter: twitter.com/RyanZauk\n\nLinkedIn: www.linkedin.com/company/wharton-fintech-club/