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In our final episode of 2023, Trevor Prince sits down with Tommy Nicholas, the Co-Founder and CEO of Alloy. Alloy is a platform that provides banks and FinTechs with a unified operating system for risk, fraud, and credit evaluation and monitoring in retail financial services.\n\nIn this episode, Tommy discusses his background, Alloy\u2019s business model and what it took to scale the company, Tommy\u2019s outlook on Alloy and FinTech heading into 2024, and much more.\n\nAbout Tommy Nicholas:\n\nTommy has served as the CEO of Alloy since co-founding the company in 2015. Prior to Alloy, was the Head of Product at Knox Payments, and spent time as a software developer. He was born and raised in Richmond, VA, and graduated from the University of Virginia, where he received a Bachelor\u2019s in History and African American Studies.