Kailee Costello hosts Kurt Lin, CEO and Co-Founder of Pinwheel, a leading payroll connectivity API provider. Pinwheel\u2019s mission is to create a fairer financial system, by enabling consumers to share their payroll and income data with financial institutions, which then use this data for direct deposit switching, income and employment verification, earned wage access, and more.\n\n\nIn this episode you will hear about:\n- Pinwheel\u2019s vision to help fintechs and financial institutions to build products that will lead to better financial outcomes for customers\n- How Pinwheel\u2019s API is currently being used for direct deposit and earned wage access, and what the next generation of use cases will look like\n- Pinwheel\u2019s survey insights on blindspots in the financial services industry\n- How the current macroeconomic environment has increased the need for real-time payroll data\n- Pinwheel\u2019s \u201cnorth star\u201d metric, and key factors that have contributed to Pinwheel\u2019s success\n- Why Pinwheel brought on the former first-ever deputy director of the US Consumer Financial Protection Bureau as an advisor\n- And much more!\n\nAbout Kurt Lin\n\nKurt Lin is co-founder & CEO of Pinwheel, the leading payroll connectivity API. The son of two immigrant parents, Kurt saw how the lack of credit history created a greater struggle for them to access and secure financial products. This experience became a driving force for him and his co-founders to create Pinwheel. Prior to Pinwheel, Kurt has been involved in multiple startup acquisitions: first Idean and later with Luxe. \n\n\nAbout Pinwheel\n\nPinwheel is the market-leading income and employment API. With Pinwheel, fintechs and financial institutions are empowered to build the next generation of financial products that will help create a fairer financial system. Pinwheel provides access to consumer-permissioned income & employment accounts and actionable insights that help them make sense of the data they need to tailor their tools and services for consumers. Fintechs and financial institutions leverage Pinwheel to power direct deposit switching, earned wage access, income & employment verification, and build innovative new products. \n\n\nFor more FinTech insights, follow us on\nWFT Medium: medium.com/wharton-fintech\nWFT Twitter: twitter.com/whartonfintech\nWFT Instagram: instagram.com/whartonfintech\nKailee\u2019s Twitter: @KaileeCostello_\nKailee\u2019s LinkedIn: https://www.linkedin.com/in/kaileecostello/