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On today\u2019s episode, \u201921 host Ryan Zauk comes back to the show to host Andrei Cherny, Co-Founder & CEO of Aspiration, a budding financial services platform for people who want to save the planet by trying to neutralize their carbon footprint. Their mission is massive, with around 5 million members trying to help make a difference in the fight against climate change.\n\nAspiration provides numerous products, including deposit balances completely divested from fossil fuels, a round-up feature like Acorns to plant trees with your purchases, 2-day early access to wages, carbon offsets for car mileage of its users, cashback on mission-focused retailers, and more. They also are a burgeoning b2b platform for carbon offsets, helping people like Drake calculate the planetary impact of their businesses and offset it. \n\nAndre and Ryan cover a great deal in today\u2019s episode, and special shoutout to Ami Naik of Radicle Impact for setting up this episode! They cover:\n\n- How Andrei\u2019s op-eds in Harvard\u2019s student newspaper landed him a job with Bill Clinton\n- How Aspiration works and what inspired him to start the company\n- Why identity banking is the future of financial services\n- How they divested completely from fossil fuels\n- Raising his company\u2019s minimum wage to $25 during a pandemic\n- And so much more.\n\nAlso at the end, Andrei mentions it being Ryan\u2019s last show\u2026it will actually not be his last, but it\u2019s getting very, very close! Stay tuned for his finale. Disclaimer: This episode is not securities advice in any way, and this is recorded solely for the educational purposes of Wharton Fintech.\n\n---\nFor more FinTech insights, follow us below:\n\nMedium: medium.com/wharton-fintech\n\nWFT Twitter: twitter.com/whartonfintech\n\nRyan's Twitter: twitter.com/RyanZauk\n\nLinkedIn: www.linkedin.com/company/wharton-fintech-club/