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In this episode of Negotiating Happiness, your host Adriana introduces Michael Lien, the Marketing Director of Mel Financial Consulting. We delve into topics about smart financial decisions for entrepreneurs, planning for the future and for family. Michael Lien worked at Citibank for 20 years in both the NY Check Processing Department and the National Check Processing department in NY and San Francisco. In 2000, he was hired as the Operations& Finance Director at TRIC Tools. In 2021, he became the Managing Director of Trenchless Equipment. Mr. Lien started his finance company MEL Financial Consulting in 2022. Mr. Lien has studied the financial markets since 1986. Along with the inspiration from his mother, Michael credits Investors Business Daily with helping him learn about the stock market. Michael has a daily financial podcast on his Youtube channel @MorningswithMichael and on his Facebook Page \u2013 MEL Financial Service. The FB page can be found by searching MorningwithMichael. Michael also has a Saturday podcast dedicated to Small Business \u2013 \u201cSaturday Small Business Leaders.\u201d Don't worry if you can't tune in live - you can always catch up later on Soundcloud or other platforms. So mark your calendars and join us! We will be responding to comments and questions as well! Follow us on all streaming platforms or keep up with additional posts on Instagram and Facebook! \U0001f399\ufe0fGUEST LINKS:\U0001f399\ufe0f FACEBOOK: https://www.facebook.com/MorningwithMichael/ YOUTUBE: https://www.youtube.com/channel/UChgtOQ-Q8K9qnvQREdLZ20g \U0001f399\ufe0fHOST LINKS:\U0001f399\ufe0f WEB: https://www.ontarioassistant.com/ FACEBOOK: https://www.facebook.com/ontarioassistant INSTAGRAM: https://www.instagram.com/assistant.ontario/ LINKTREE: https://linktr.ee/OntarioAssistant