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Unless you\u2019ve been living off planet, you know that the real estate world has changed dramatically in the last few years.\xa0 Why?\xa0 Because financing as we came to know and love it has all but disappeared.\xa0\nBut does that mean people have stopped wanting to buy real estate?\xa0 Of course not! The idea of fractional (not \u201cfractured\u201d, though many underwater property owners may feel that way) ownership isn\u2019t new.\xa0 It\u2019s a proven structure which is often used to allow people the opportunity to enjoy the use and ownership of resort properties.\xa0 But it\u2019s also a great technique for building a diverse portfolio of investment property.\xa0 And of course, you can combine resort property and your investment goals in what we call Lifestyle Investing.\xa0 That's one of our FAVORITE ways to invest!\nWe think market conditions are ripe for more people to consider fractional structures.\xa0 So we decided it would be a good idea to talk to one of the biggest brains on the subject, Dr. Dick Ragatz.\xa0 Anytime you call someone \u201cdoctor\u201d, you know they\u2019re pretty smart.\xa0\nDr. Ragatz has a Master\u2019s degree from the University of California at Berkeley and a Ph.D. in City and Regional Planning from Cornell.\xa0 He taught Housing Market Analysis at Cornell and also at the University of Oregon.\xa0 He\u2019s been an active participant and leader in many industry trade groups including the American Society of Planning Officials, the American Institute of Planner, the American Institute of Certified Planners, and our personal favorite, the American Resort Development Association (ARDA).\xa0 He won awards for outstanding contributions from ARDA in 1989, 1995 and 2006.\nWe could go on and on, but you get the point.\xa0 He\u2019s a really smart and accomplished guy, the kind you would want to sit down and talk real estate with.\xa0 So, since you couldn\u2019t do that yourself, we did it for you!\nCheck out this very informative interview with this highly intelligent industry leader. Get the inside scoop on what\u2019s happening in one of the most interesting segments of the ever-changing real estate industry, courtesy of The Real Estate Guys Radio Show!\xa0 You\u2019re welcome.\xa0\xa0 ;-)