b'The money habits you have today could affect the rest of your life . . . including retirement. So, how do you know you\\u2019re setting yourself up for success when it comes time to hang up your suit and spend your days with your toes in the sand? In this episode, we\\u2019ll cover the reason why most Americans won\\u2019t be able to afford to retire and the habits you can start now that will ensure you\\u2019ll live a life you love when it\\u2019s time for retirement. Plus, Dr. John Delony and I talk about how getting rid of debt improves your mental health.\\n\\xa0\\nWhat you get in this episode:\\xa0\\xa0\\n- Why 70% of Americans Won\\u2019t Retire\\n- 4 Money Habits to Master Before 40\\n- The Psychological Impact of Crushing Debt with Dr. John Delony\\n\\xa0\\n\\xa0\\nHelpful Resources:\\xa0\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Start making memories now and purchase Telestrations today!\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Christian Healthcare Ministries\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Follow Dr. John Delony\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0Preorder\\xa0Dr. John Delony\\u2019s new book, Building a Non-Anxious Life, now.\\n\\xb7\\xa0\\xa0\\xa0\\xa0\\xa0\\xa0EveryDollar\\n\\nSponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Op Games.\\n\\nLearn more about your ad\\xa0choices. https://www.megaphone.fm/adchoices\\nRamsey Solutions Privacy Policy'