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b'"With faster payments comes faster fraud"\\n\\xa0\\nIn the long awaited episode on Faster Payments I sit down with Julie Conroy from Datos Insights (Formerly Aite-Novarica Group) to talk about the world of Faster Payments with names you\'ve all heard like FedNow, RTP, and Zelle. What are they really though and what do they each mean. Payments being faster is something we have asked for for a long time and here we talk about the different types of rails, how they work, who is using them, and of what it means for consumers and businesses alike.\\xa0 And, of course, we talk the fraud that comes along with it! Enjoy!\\nJulie Conroy: https://www.linkedin.com/in/julie-conroy-6997/\\nJulie is the Head of Risk Insights and Advisory at Aite-Novarica Group. Prior to time at Aite-Novarica Group, Julie spent a number of years leading the product management team at Early Warning Services, and prior to that was in product and process management roles at a large credit card issuer and as wellas an ACH, wire, and SWIFT processor. Julie is fluent in Spanish, holds an M.A. from the Monterey Institute of International Studies and a B.A. from the Michigan State University Honors College.\\n\\xa0\\nAbout Datos Insights: https://www.linkedin.com/company/datos-insights/\\nDatos Insights are the advisor of choice to the banking, insurance, securities, and retail technology industries\\u2014both the financial institutions and the technology providers who serve them. The Datos Insights mission is to help our clients make better strategy and technology decisions so they can protect and grow their customers\\u2019 assets.\\n------------\\nToday we welcome on newest sponsor Darwinium!\\nThe Darwinium platform unifies security with fraud prevention to create complete visibility of customer journeys across every digital touchpoint \\u2013 Web, Apps and APIs.\\nDarwinium\\u2019s unique integration point, running on the perimeter edge via content delivery networks (CDNs), is privacy preserving and low latency. Businesses have a holistic view of customer behavior, from pre-authentication, through account creation, login, change-of-details and payments.\\xa0\\nBusinesses are better equipped to separate human and automated traffic, protect customers from account takeover, identify scams and social engineering behaviors, block content and promo abuse, and detect fraudulent payments.\\nDarwinium is implemented once, and then covers every interaction a user makes on your website or mobile app. What\\u2019s more, these user journeys can be fully configured within the platform and adapted at the click of a button, based on trust and risk.\\nPlease give them a warm welcome and visit www.darwinium.com to learn more about their revolutionary product!'