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I recently read an article by John Bogle, the founder of Vanguard. The article, The Arithmetic of \u201cAll-In\u201d Investment Expenses, is a very detailed piece about investing costs over and above what\u2019s reflected in the expense ratio of a fund or ETF. There are four \u201chidden\u201d mutual fund fees that aren\u2019t captured in the expense [\u2026]

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