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Q&A of the Day – How Floridians can Self Insure Their Home
The average household spends around $8,000 on insurance per year. Consider for something like home insurance how much you’re paying for your policy, how much the deductible is, and your history of claims. If you were to invest that $8,000 annually at an average stock market rate of return of 10%, and you didn’t have any “claims” you needed to pay out, you’d have $512,000 in 20 years.