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There are different philosophies one can have when it comes to money. Jared Dillian\u2019s is built around eliminating as much anxiety around it as possible, so you hardly think about money at all.\n\nJared is a former trader for Lehman Brothers, the editor of The Daily Dirtnap, a market newsletter for investment professionals, and the author of No Worries: How to Live a Stress-Free Financial Life. Today on the show, Jared talks about the two biggest sources of financial stress \u2014 debt and risk \u2014 and how you can eliminate the stress they can cause. We discuss how three big financial decisions \u2014 buying a car, buying a house, and managing student loans \u2014 ultimately determine your financial health, and how to approach each of them in a stress-eliminating way. We also talk about how to minimize risk by creating what he calls an \u201cawesome portfolio,\u201d a mix of assets that has nearly the return of the stock market with half its risk. And Jared shares whether cryptocurrency fits into his \u201cno worries\u201d financial philosophy.