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There are two terms we are hearing more and more about today in the financial markets -- centralization and de-centralization.\n\nWe are hearing these terms related to the financial markets and more specifically, the crypto markets. Centralization of the financial markets means the financial markets \u2013 stock trading, banking, and investments are regulated by the SEC or the FDIC supposedly to protect you, the consumer.\n\nDecentralization refers to the fact Bitcoin and related crypto markets have no regulation by banks or governments. Crypto traders believe it is a means of protecting one\u2019s assets from the overreach of government. Countries and especially the US are beginning to implement plans to address their inability to regulate decentralized platforms.\n\nHowever, this may be harder to do than they think. Decentralization is happening worldwide and cannot be controlled by one country. But that doesn't mean they won\u2019t try.\n\nJoin Os Hillman in this week\u2019s TGIF@Work Podcast as Os explains the unfolding developments in decentralized finance and it\u2019s impact on you.