Christy Stickney is an international development consultant\xa0with over 20 years of experience designing, evaluating and documenting innovative, market-based\xa0development initiatives. She has developed particular expertise in\xa0housing micro finance, and worked as regional Director of Housing Finance at Habitat for Humanity International, overseeing the design and implementation of innovative projects in shelter finance and construction\xa0throughout\xa0Latin America and the Caribbean. She has published over a dozen studies, manuals, and practical guides in microfinance, affordable housing, and alternative technologies for water and sanitation.\xa0