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The middle class was once a symbol of the American dream. It meant financial security and an opportunity for a better future. But that portrait of the American middle class is quite different today. A survey in 2018 found that a third of middle-income adults don\u2019t have as much as $400 to cover an unexpected expense. And while the middle-class lifestyle grows more expensive and uncertain, it\u2019s also moving beyond the reach of younger generations.