J Sbu recently had to pay off a very very large debt. It felt he had been punched in the gut. He realised that although he had money left in his account, he was going to have to make the money stretch. If there was going to be any further money drama he could be in trouble. So he came to the conclusion that he's broke when he has a certain amount of money left in his account. He posed the question to KZN: I know I'm broke when my bank balance reaches R.....