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Multi-factor authentication is no longer a 'nice to have' it should be mandatory if you care at all about securing your accounts. Relying on a username and password only is risky. Multi-factor adds an exponential level of security improvement and it is not as cumbersome as you think. This episode talks about enabling multi-factor and shows you a website to help you get started. 

TwoFactorAuth.Org

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Be aware, be safe.

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