Six Pillars of Retirement Lifestyle: Episode 116 Six Pillars of Retirement Lifestyle

Published: March 5, 2018, 4 p.m.

Six Pillars of Retirement Lifestyle\nI've been doing the Rock Your Retirement show since April 2016.\xa0 I knew when I started the show that I wanted it to be about Retirement Lifestyle. I've been thinking about retirement myself and wanted to bring my listeners along my journey by interviewing people who have something to say that relates to this retirement lifestyle or Baby Boomer Lifestyle topic.\nMy husband is 20 years older than myself, so of course,\xa0we are in different stages of life.\xa0 But I wanted to be able to spend more time sharing experiences now, while he's still able to enjoy them.\xa0 I was scared.\nWhat would I do with myself?\nI'm only 52 as I write this, and I am used to the hustle and bustle of working.\xa0 And honestly, I don't have to work.\xa0 The thing is, I enjoy it.\xa0 I've been self-employed for the majority of my life, and enjoy the structure of working.\xa0 I don't enjoy a “boss” telling me what to do.\xa0 In fact, a two year period I tried leaving my business and working for someone else.\xa0 I failed miserably.\nThe good news is that I hadn't left my business completely, and when I came back it was there, along with my clients who hadn't left in my absence.\xa0 Of course, I was never really 100% gone.\nNow I'm busy because although I did semi-retire from that business, giving up my license to sell securities, I still have about 30 beloved clients that I work with.\xa0 I don't know if I'll ever give that up.\xa0 As long as those clients want to work with me, I'll continue holding their hands through their financial retirement.\nBut I wasn't satisfied with just helping those 30, although I didn't want to take on any more clients in that industry.\xa0 So I started a new project.\nThat project was supposed to just keep me busy between October and December of every year, but it's really turned into more of a full-time job.\xa0 I DO enjoy it.\xa0 But I wish I could afford more help so that it didn't feel like a job to me.\xa0 It doesn't pay as well as my old business because it's new.\nSo why do I do it?\nThat's a good question.\xa0 We don't need the money.\xa0 I've done plan after plan for my husband and I, and the numbers always work out the same. We are fine.\nEven when the stock market drops… we are still fine.\nI think the reason why I keep doing it is that it fills a need in me, so as long as it does this, I'll keep going.\xa0 Occasionally I think about just saying, “That's it, I'm done!” and just put my business on autopilot and walk away.\xa0 But it's usually after a particularly difficult situation that was brought on by the client.\xa0 I don't get many of them because I seem to attract really great clients, but every now and then, someone enters my life that I'd rather not deal with.\xa0 Often I refer them to work with someone else, but sometimes it takes a while for them to leave, and they cause stress for my staff and me.\nSo what is it?\nI've been thinking of this over time.\xa0 I think it's because there are six pillars of retirement lifestyle, baby boomer lifestyle really, and work for me is one of those pillars.\xa0 Sometimes we have a “pillar” that might be out of whack, and for me, I think it's work.\xa0 My work pillar has been taking up more space, and I'd like to work on the other five pillars.\nWhat are the Six Pillars of Retirement Lifestyle?\n \n\n* \nSpiritual\n\n\nWhether you consider yourself an atheist, a Christian, Jewish, Muslim, Buddhist, or whatever, I believe that you have a spirit.\xa0 A soul.\xa0 Something that makes you different from the person sitting next to you.\nThere is an essence that is you.\xa0 You are connected to others through this essence.\xa0 I happen to believe in God and Jesus and every day I try to live in a way that is congruent to the way I believe.\xa0\nWhen we act differently from what we say we believe, we run into trouble.