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b'Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.\\nEpisode 2016:\\nErik Carter\'s insights in "Your Retirement Planning Doesn\\u2019t Have to Be a Gamble" demystify the complexities of retirement planning. He equates personal finance to basic health practices, emphasizing simplicity in approach and the importance of fundamental steps like using retirement calculators and diversifying investments.\\nRead along with the original article(s) here:\\xa0https://www.financialfinesse.com/2013/06/27/your-retirement-planning-doesnt-have-to-be-a-gamble/\\nQuotes to ponder:\\n"Personal finance is a lot like dieting and exercise. [...] the fundamentals are pretty basic: avoid junk food, exercise at least 3 times a week, and eat your veggies."\\n"Run a retirement calculator to see how much you need to save for retirement. [...] It\\u2019s not a pension, but it\\u2019s a nice benefit if you use it."\\n"Warren Buffet\\u2019s advice [...] just go with index funds, which outperform the vast majority of actively managed funds because of their low fees and trading costs."\\nEpisode references:\\nFinancial Finesse: https://www.financialfinesse.com/\\nSSA.gov: https://www.ssa.gov/\\nFinancial Engines: https://www.financialengines.com/\\nGuidedChoice: https://www.guidedchoice.com/\\nGarrett Planning Network: https://www.garrettplanningnetwork.com/\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'