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b'In this podcast we address a question that we have been asked about \'why paying down debt can feel more enjoyable than saving?\'. We take a look at some of the ways we may be conditioned to think about spending and taking on debt and ways to make saving more exciting including revealing some of the ways we are doing that and the outcomes from that.

Hey thanks for listening! Please take some form of action from this content, don\\u2019t just be a consumer, become a producer! Make sure you\\u2019re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let\\u2019s get on with it.

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