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b'We all get stuck in money ruts along the way. The key is to see it for what it is and then put it into perspective - is this a temporary rut or an on-going one that can be solved? We explore different opinions from the Keep The Change community who went through the Five Figure Formula methodology.

Hey thanks for listening! Please take some form of action from this content, don\\u2019t just be a consumer, become a producer! Make sure you\\u2019re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let\\u2019s get on with it.

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