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b'Do your peers earn the same as you? How does that happen. People often say we are the sum of the 5 people we spend the most time with. We need to be careful of the environments we spend time in and how these impact our finances. How you can use social media to surround yourself with great minds.

Hey thanks for listening! Please take some form of action from this content, don\\u2019t just be a consumer, become a producer! Make sure you\\u2019re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let\\u2019s get on with it.

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