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b'"You cannot overtake 15 cars in sunny weather\\u2026but you can when it\\u2019s raining.\\u201d Now that the rain is here and the difficult times appear to be more in our faces than previously, how do we keep our eyes on the prize and continue to make progress? If other people aren\\u2019t willing to get out there and take action to sort out their issues, that\\u2019s not your concern. What is your opportunity is that you\\u2019ve got a window where you\\u2019re less likely to be competing with them.

Hey thanks for listening! Please take some form of action from this content, don\\u2019t just be a consumer, become a producer! Make sure you\\u2019re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let\\u2019s get on with it.

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