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b'When I look back at 2023 and some of the goals I set, I know that I didn\\u2019t hit them ALL. Have you noticed the same thing? But I know that I am moving in the right direction and I believe that is the main thing. Progress over perfection. This means I don\\u2019t give up. Here are a few things that have helped me inch closer to achieving my goals.

Hey thanks for listening! Please take some form of action from this content, don\\u2019t just be a consumer, become a producer! Make sure you\\u2019re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let\\u2019s get on with it. Find us here: @keepthechange_nz https://www.keepthechange.co.nz/

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