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This is where BNPL and credit cards are so dangerous as you \u2018feel\u2019 like you can get away with it. You don\u2019t pay & nothing really happens. It\u2019s in the credit providers' interest that you don\u2019t pay so that the stinging interest & late payment penalties kick in. That\u2019s where they make their money. This is why I suggest you remove the temptation and GET RID of BNPL, drop your credit card limit.

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