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This is a re-release of an earlier podcast that other listeners have found very useful.

The three stages that everyone will go through. You can use this to help figure out where you\'re at and we will be expanding on this by providing more content over time.

Hey thanks for listening! Please take some form of action from this content, don\\u2019t just be a consumer, become a producer! Make sure you\\u2019re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let\\u2019s get on with it.

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