Podcasts Technology HFS PODCASTS Unfiltered Stories | Self-insured employers have an opportunity to address health in America

Unfiltered Stories | Self-insured employers have an opportunity to address health in America

Published: March 22, 2022, 10:17 a.m.

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Over 25% of Americans are enrolled in health plans underwritten by their employers, more than any other segment of healthcare in 2021 and 2022. More employers are underwriting the medical risks of their employees but are abdicating their responsibilities beyond that by outsourcing services to health plans. Despite being in the driver\\u2019s seat, self-insured employers are not addressing the underlying health and healthcare needs of their employees.

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This videocast has 3 parts:

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1. Setting the stage \\u2013 Framing the value proposition that can be exploited by self-insured employers.

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2. Let\\u2019s talk unfiltered \\u2013 Exploring how self-insured employers can leverage their power of risk underwriter to leverage social determinants of health, digital health, productivity solutions, and more to reduce costs, improve health outcomes, and enhance experiences.

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  • Why have self-insured employers chosen to under-write medical risk but allowed health plans to manage the benefits?
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  • Self-insured employers, despite being the largest segment of the market with over $500 billion in spending power are yet to leverage that to make a sustainable impact.
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  • Why are benefit managers at self-insured employers wedded to an approach that continues to escalate cost while not moving the needle on value?
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3. Looking into the future \\u2013 What is the evolution for self-insured employers\\u2019 approach to addressing their employee health and healthcare? Also, what can they do to help us reverse climate change?

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