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Most of us like to come prepared when we\u2019re asked to give a speech \u2014 no matter the size of the room or audience. But sometimes when we want to say something important, we don\u2019t have time to prepare at all! Being able to speak confidently on the fly is especially important at work, when so many of us have big goals we want to accomplish. So, how can we make sure the ideas we\u2019re hoping to express come across confidently everywhere from a one-on-one huddle, to a packed auditorium? Matt Abrahams is an expert on sounding confident when speaking on the fly, and he\u2019s the author of the number one best-selling book: \u201cThink Faster, Talk Smarter: How to Speak Successfully When You\u2019re Put on the Spot.\u201d He shares his best advice on how to become better speakers (and listeners!) in any situation.\nIn Mailbag, we hear from a listener who is wondering if Roth 401(k)s make sense as a high-income earner, and we chat with a woman who needs an executor to handle her estate. For our money tip of the week, is raising the deductible on your homeowner\u2019s insurance the right move?\nMore money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!\n\n\ufeffThe HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.\nPlease contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.\nLearn more about your ad choices. Visit megaphone.fm/adchoices