Credit card debt is at a record high. If you\u2019re struggling to pay down your balance, you\u2019re not alone \u2014 and we\u2019ve got an expert in the house to help. Personal finance reporter Jennifer Streaks joins us to share everything you need to know about credit cards, how to use them responsibly, and what you can do to pay off your debt as quickly as possible. We also discuss tips for building and maintaining great credit. In Mailbag, we answer questions about transitioning to Medicare and HSAs versus FSAs. In Thrive, easy food swaps to save money during inflation.\nLearn more about your ad choices. Visit megaphone.fm/adchoices