Megan Smith, Chief Technology Officer of the United States under President Obama and CEO of Shift7, joins us for a candid conversation on inclusion and diversity. For Megan, inclusion means that all people are able to bring forward their greatest self, not \u201cstomp on others.\u201d She and Jean talk about the importance of supporting innovators, how tech is helping us to drive bias from movies and television, and the importance of \u201cbeing there\u201d for LGBTQ youth. In Mailbag, we hear from Marcia Mantell again on a question about Social Security for freelancers, and we take listener questions about setting up IRA accounts, and the pros and cons of having all your investments at one firm. In Thrive, what it really means for your bottom line when you file early for Social Security.\xa0\nLearn more about your ad choices. Visit megaphone.fm/adchoices