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With giving season upon us, we started asking ourselves how we can make bigger impacts \u2014 not just at the end of the year \u2014 but perhaps year round? We all have causes we care about, but when does it make sense to take donating money, time or resources a step further? When does it make sense to start a charity or not-for-profit organization of your own? To help us answer these questions, we\u2019re sitting down with Scott Harrison, founder and CEO of the non-profit organization charity: water, which focuses on the global water crisis and the world\u2019s 663 million people without clean water to drink. In Mailbag, we answer your questions on healthcare plans for people in their 50s and 60s, forgotten stocks and freezing and unfreezing your credit \u2014 which you can now do for free. No more excuses \u2014 and more details in Thrive.\n \nLearn more about your ad choices. Visit megaphone.fm/adchoices