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All Australians are spending more of their incomes on housing, but worsening affordability is hurting low-income earners the most. Almost half of low-income Australians in the private rental market suffer rental stress. It\u2019s probably no coincidence that homelessness is rising.\n\nThere is a powerful case for additional government support to help Australia\u2019s most disadvantaged cope with high housing costs. Housing First policies have halved homelessness in countries like Finland. But not all policies are equally effective. So what should the Queensland State government and the Federal Government do to tackle these challenges? How should they target programs: should they focus just on social housing for those right at the bottom, or should they fund affordable housing for \u201ckey workers\u201d in the inner city? How should additional support be delivered: as government funded development; as subsidies for developers; by imposing planning conditions for new developments; or as rent assistance directly into the bank accounts of renters on low incomes? And what is the role of planning and the private housing market?\n\nIn this State of Affairs event at the State Library of Queensland, Executive Director of National Shelter, Adrian Pisarski, and Grattan Institute CEO John Daley discuss what\u2019s the best way to help low-income earners deal with rising housing costs and to reduce the number of Queenslanders who are homeless.