Predominantly the story of three ladies whose lives have been transformed through the help of CAP (Christians Against Poverty) and some real Christian experience. CAP are responding to the crisis in modern-Britain, today: the crisis of personal and household debt, which is now at historic levels. CAP Wirral and their Life Skills course, held at New Brighton Baptist Church, is having a major impact and Shirley Bowen (CAP visionary on Wirral) talks about her dreams, via CAP, of being more help in an area of severe poverty.