You lose your job, you have an unexpected medical expense, sales go down, scholarships fall through, you get a tough report from the doctor, you are called in for a meeting...what's your normal first reaction? \xa0Fear. \xa0You don't know what's next. \xa0You don't know the answers. \xa0In this message, Rod Loy looks at what to do when you realize you are in the middle of a fight, and you're not sure what to do.