Predictions for 2021 focus on ransomware: it\u2019ll be better, more aggressive, bigger, and a greater problem in every way. Cyberespionage and the cold chain. Cybercriminal interest in COVID-19 vaccines extends to both theft and fraud. Johannes Ullrich on the .well-known Directory. Our guest is Michael Magrath from OneSpan on what the financial sector needs to consider now that we\u2019re post-election season. And what\u2019s one effect of the pandemic? Dog fraud. Ask the Better Business Bureau.\nFor links to all of today's stories check out our CyberWire daily news brief:\nhttps://www.thecyberwire.com/newsletters/daily-briefing/9/233\nLearn more about your ad choices. Visit megaphone.fm/adchoices