Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.\n\xa0\nToday we have Gary Clement.\xa0 Gary is President of Clement Asset Management, LLC, a financial planning and investment management firm, a lead instructor in the Kaplan Schweser Certified Financial Planning Program, an adjunct professor at the College for Financial Planning, and an assistant professor at the University of Alabama. Gary also holds several professional designations and multiple educational degrees.\n\xa0\nToday we discuss: what it means to be a Certified Financial Planner\u2122; the difference that this certification can make in the eyes of the public; where Gary see\u2019s the profession headed; as well as, some techniques of how to pass the exam (i.e. what to focus on!)\xa0\n\n\xa0Show Highlights\n\xa0\nGary\u2019s POV on the obstacles and opportunities of 2020. (03:00)\nWhat it takes to have the title \u201cfinancial advisor\u201d and why there are currently less than 90,000 individuals holding the Certified Financial Planner\u2122 designation versus more than 350,000 individuals identifying themselves as \u201cfinancial advisors\u201d. (05:19)\nGary speaks on why he feels the profession will move toward \u201cbehavioral finance\u201d as a matter of priority instead of happenstance. (09:08)\nWhy individuals with no financial background have an advantage earning the Certified Financial Planner\u2122 designation. (22:10)\nGary shares his thoughts on the two main reasons people do not pass the Certified Financial Planner\u2122 exam on the first try. (24:29\nResources:\nRead the blog.\nIf you'd like to connect with Gary, click here.\xa0 \nAre you a current or aspiring financial professional?\xa0 Click here to receive tools that will help you become a next-generation financial professional!\nWatch a video clip of this episode on our YouTube channel by clicking here.\nTo receive a newsletter digest of Jumpstart community happenings, click here.\n\xa0\nSubscribe to the podcast by clicking here.\nWant to connect with me? Join my exclusive \u201ctribe\u201d by clicking here.\nThanks again for listening, reading, and watching!\nConversation Transcript:\n00:00:00DominiqueHey there. Welcome to conversations for financial purposes!\n00:00:04DominiqueA podcast to help shape the next generation of financial advice. I'm your host Dominique Henderson today we'll be talking with friend and colleague Gary Clement, who is not only on the practitioner side as president of Clement asset management, but has spent many years in academia, teaching CFP candidates, the actual education and the tools that it's going to take to pass this exam. He has done a stint of academia at many institutions, including Kaplan certified financial planning program, the college for financial planning. Most recently the University of Alabama in today's conversation, we will be handling the topic of what it takes to actually pass this rigor of the CFP exam. We're going to be taking you inside with some of the strategies and the techniques that Gary has told his students and CFP candidates to use to pass this exam on the very first time, we're also going to talk about what you need as a career changer, and what you should be thinking about as you go down this journey.\xa0\n00:01:15DominiqueWe're also going to be talking about where the financial planning profession is headed. There are a lot of things in regards to robo-advice and technological advances that may scare you away from this profession. Gary is going to reinforce and underscore the importance of really good financial planning and why only humans can do that. I want you to sit back because you're going to leave this conversation with knowing what it takes to pass this rigorous exam so that you can be a successful financial professional and create those deeper relationships with your ideal clients along the way. And now for our conversation with Gary,\xa0\n00:01:53DominiqueWelcome to another episode of the conversations for financial professionals podcast, where