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In this Friday Roundup we discuss Episode 41 with Paige and Sam on extreme frugality, radical insourcing and the high cost of living path to FI plus a voicemail from Big Ern and members of our community. In Today\u2019s Podcast we cover: The discussion of Episode 41 with Paige and Sam about reaching early retirement through extreme frugality and radical insourcing in a high cost of living city like Los Angeles Jonathan\u2019s story about visiting his childhood library and trying to find old computer games Book recommendations from the ChooseFI Facebook group The list of obstacles that could have stopped Paige from reaching financial independence, but she overcame anyway It\u2019s easy to make excuses, but your journey almost invariably will be easier than Paige\u2019s The aspects of high cost of living that would be universal to other people: Defraying the costs of housing by sharing an apartment \u201cThe alley will provide\u201d as a perfect quote for ChooseFI and a way to think about not buying new items Making a fun game out of buying \u201cnew\u201d items (new to you) at a garage sale The important of collecting skills instead of stuff plus a list of random skills you can pick up Don\u2019t be complacent with the knowledge and skills you have. Always look to learn. There are so many free ways to get entertainment in a big city A big takeaway was that Sam\u2019s parents cut the friction and helped him get started investing The hardest part is to take action, so helping other family members can help their lives dramatically. Jonathan thinks about this with his siblings Don\u2019t let the perceived complexity of task overwhelm you and cause you to not take action. Just break it down into steps and take action. Andrew shared how he and his wife break down the ChooseFI podcast every Monday where they discuss with their kids in a fun way How Brad setup a Vanguard investment account for his kids in 2017 Are there tax implications for investing for your children? Discussion of Paige and Sam\u2019s housing situation Paige\u2019s \u201cmistake\u201d that was right for her You have many levers to potentially pull and not everyone needs to make the same choices, but you need to not make excuses Cutting expenses is the low hanging fruit of the path to FI. Changing your income is not as immediate Buying used takes the mental anguish out of purchasing and perfection Jonathan\u2019s life hack for purchasing at Amazon: Camel Camel Camel Case study for how to use Camel Camel Camel Don\u2019s call that he officially reached financial independence! Call from our in-house expert Big Ern about how to mitigate sequence of returns risk Winner of the side-hustle competition: Tallis who is providing dance classes to those with Parkinson\u2019s Disease Call from Dave about the business he created Itunes review book winner Links from the show: Classic Reload video games Freecycle Frugalwoods Camel Camel Camel Early Retirement Now Case Study in Part 11 of the Safe Withdrawal Series The Stock Series at JL Collins NH PopUp Business School Books Mentioned in the Show: The Lies of Locke Lamora Tools of Titans by Tim Ferriss