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038R | In today's podcast we discuss Episode 38 The Why of FI plus we announce three of the finalists for the business building competition with Alan Donegan of PopUp Business School and a voicemail from community member Geoff. In Today\u2019s Podcast we cover: Discussion of Episode 38 on the Why of FI Jonathan\u2019s Frugal Win of the Week at Costco by saving on protein bars Jonathan\u2019s nutrition goals and the underlying concepts of simplicity and removing decision fatigue How unusual it is that the FI community is outside the mainstream by saving money whereas the norm is spending every dollar you have The elevator pitch for Financial Independence Brad believes the psychology behind the Why of FI is more important than the actual numbers Numbers will always be a focus as is saving money, but the psychology is essential How has Jonathan\u2019s focus changed since the beginning of his FI journey and since the beginning of ChooseFI Jonathan has latched onto the ideas of simplicity and happiness The new concept of the FireWalker, as coined by our community member Cody Has Jonathan shifted from being a spender fundamentally? How has the journey impacted Brad? Brad\u2019s thought about community and connection matter more than he even thought The connections that are made possible due to the ChooseFI community Local community meetups and our request for community leaders throughout the country and world Everything is connected with FI as a life optimization strategy Voicemail from Geoff about sequence of return risk and working towards a minimalist lifestyle and how to optimize life What do you have control over? Focus on that Cutting expenses and getting your lifestyle creep under control The 4% rule explained Geoff\u2019s plans for different scenarios and his budgets Geographic arbitrage for moving to low cost of living area Think in advance for different situations you may face in the future Competition with Alan Donegan from PopUp Business School: We play 3 of the finalists that were picked by our panel Giveaway winner for the free Camp ticket in Florida in January Book giveaways Vote for the Plutus Awards to support the many bloggers who are active members of our community Links from the show: Impact Theory Quest Nutrition Retirement Manifesto JL Collins Stock Series The Shockingly Simple Math Behind Early Retirement Dominick Quartuccio PopUp Business School FI 180 Vote for the Plutus Awards