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My guest today is Michael Hsu, the Acting Comptroller of the Currency, and we are talking all things\u2013 and only things \u2013 crypto.

Our conversation covers a lot of other ground:\xa0 the lack of interoperability among today\u2019s stablecoins; whether and how stablecoin issuers should have bank charters; problems with blockchain technologies; the evolution of Central Bank Digital Currencies; the role of the US dollar as the world\u2019s reserve currency; whether US regulation could undermine America\u2019s international competitiveness; the unique challenges posed by regulating DAOs (since they are basically just a set of rules); potential lessons from the birth of the internet; and the blockchain \u201ctrilemma\u201d cited by Vitalik Buterin forcing prioritized choices between decentralization, security and scalability. He also ponders the human factor, as people feel a sense of \u201ccommunity\u201d in decentralized finance, while also embracing a world that promises to monetize, and transact around, nearly every aspect of their lives.\xa0