It's going to get worse. Which isn't a good way to start a conversation. I'm not going to shout out, "The sky is falling!" When the government says, "The money is gone. Go get a job." How will you react? Oh wait. Your landlord wants 14 months of unpaid rent. It's going to get worse. I saw the future last night at 10:51pm. A physical conversation with a blank face that kept asking, "Well why?"